Most Americans are trying to improve their credit, a survey from NerdWallet found, but they could face several obstacles along the way. Factors such as lingering holiday debt, credit card delinquencies and the return of student loan payments are some of the possible threats to credit scores and reports in 2024. But planning for these circumstances can help people avoid surprises and take the appropriate steps to protect their credit.

In a significant move to bolster small businesses, the Biden-Harris Administration has announced a series of new federal initiatives. The moves promise critical support to small enterprises across the United States.

WASHINGTON (AP) — U.S. businesses and other employers added a healthy 199,000 jobs last month and the unemployment rate fell, fresh signs that the economy could achieve an elusive "soft landing," in which inflation would return to the Federal Reserve's 2% target without causing a steep recession.